Below is the canonical list of US two-party consent states as of 2026. Each entry cites the relevant statute or case law and notes the most important practical wrinkle for that jurisdiction. Note: a 13th state, Michigan, is often listed as a hybrid because the statute reads two-party but state court decisions have produced conflicting interpretations. The conservative posture is to treat Michigan as two-party.
California is the canonical all-party consent state. § 632 makes it a misdemeanor to record a "confidential communication" without the consent of all parties. "Confidential" is interpreted broadly: a business phone call between a sales rep and a prospect generally qualifies. Penalties include up to $2,500 per violation plus $5,000 in civil damages under Cal. Penal Code § 637.2. The California Supreme Court's 2006 decision in Kearney v. Salomon Smith Barney extended § 632's reach to out-of-state callers recording California residents, which is why California consent law effectively governs any interstate B2B call touching a California participant.
Connecticut is two-party for telephone calls under § 52-570d, which requires either verbal notification at the start of the recording, a written agreement, or a recorded warning tone every 15 seconds. In-person recording is governed by the separate eavesdropping statute (§ 53a-189), which is closer to one-party. The telephone-specific carve-out makes Connecticut one of the trickier jurisdictions for hybrid in-person/phone businesses.
Delaware's wiretapping statute is technically all-party under § 2402, but a separate statute (Title 11 § 1335) makes it a misdemeanor to record a "private conversation" without consent of all parties, with a one-party exception for participants. The practical effect is two-party for most commercial use cases. Conservative default: disclose every time.
Florida § 934.03 makes it a third-degree felony to intercept any "oral communication" without the consent of all parties. Penalties include up to 5 years imprisonment plus civil damages. Florida courts have applied § 934.03 aggressively in commercial settings, including against out-of-state callers recording Florida residents. Florida is the second-most-important state to comply with because of its combination of strict statute and aggressive enforcement.
Illinois has the most complicated recent history of any two-party state. The original eavesdropping statute was struck down by the Illinois Supreme Court in 2014 as overbroad. The legislature rewrote it as 720 ILCS 5/14-2, which now requires consent of all parties for any "private conversation", a narrower definition than the prior statute but still broader than most one-party states. Penalties can reach Class 3 or Class 4 felony levels for repeat or aggravated violations.
Maryland § 10-402 mirrors California in requiring all-party consent. The 1998 recording of Monica Lewinsky's calls by Linda Tripp was, famously, a Maryland violation. Maryland courts have generally held that consent must be explicit, not merely implied by continued participation, making Maryland one of the stricter jurisdictions for verbal disclosure compliance.
Massachusetts ch. 272 § 99 is the strictest US wiretapping statute by some measures: it prohibits the secret recording of any conversation, irrespective of whether the recorder is a party. The statute does allow non-secret recording with disclosure, meaning the test is not "did you consent" but "did you know." Recording that is announced to all participants, even if they do not verbally agree, is generally lawful under the secret-recording standard.
Montana § 45-8-213 requires all parties to be notified of the recording. Knowledge (not active consent) is sufficient: continuing the conversation after notification counts. Montana is generally treated as two-party for compliance purposes despite the technically lighter "notification" framing.
New Hampshire § 570-A:2 makes interception without all-party consent a Class B felony. The statute is broadly worded and has been interpreted by NH courts to extend to in-person recordings as well as phone calls. The conservative default in New Hampshire is to assume any recording requires verbal disclosure.
Oregon is a split state: in-person conversations are one-party, but telephone and electronic communications under § 165.540 require all-party consent. This split matters for hybrid sales motions that mix in-person meetings and Zoom calls. The same conversation may be governed by different statutes depending on the medium.
Pennsylvania § 5704 requires all-party consent for any "oral communication." PA courts have interpreted the statute strictly and have refused to recognize most business-purpose exceptions that other states allow. Pennsylvania is one of the top-three risk jurisdictions for non-compliant B2B call recording.
Washington RCW 9.73.030 requires consent of all parties and explicitly provides that consent must be either verbal at the start of the recording or established by a recorded announcement. Like California, Washington courts have applied the statute to out-of-state recorders capturing Washington residents.
The hybrid case: Michigan
Michigan Compiled Laws § 750.539c)/mileg.aspx?page=getObject&objectName=mcl-750-539c) reads as a two-party statute on its face, but the Michigan Court of Appeals has interpreted it to permit one-party recording when the recorder is a participant. Federal courts applying Michigan law have split. The conservative compliance posture is to treat Michigan as two-party until the state supreme court resolves the split.